Make smarter car decisions with clarity.
TrueCost helps you compare the real financial impact of car ownership options, including loans, novated leases, and outright ownership, so you can understand what each choice means for your cash flow and disposable income.
Compare scenarios clearly
Put two options side by side and understand how different vehicle and finance choices affect your overall position.
See real cash flow impact
Go beyond headline repayments with modelling that helps surface out-of-pocket costs and disposable income effects.
Explore tax-aware options
Assess novated lease outcomes with salary sacrifice, tax, and fringe benefits tax considerations in view.
About the app
TrueCost is designed to help Australians evaluate vehicle ownership and finance options with more confidence. Rather than relying on simple repayment estimates, it brings together the factors that can materially change the real cost of a decision.